Real Estate Information Archive

- Have an empty box or laundry basket handy and take everything on the handing rod off so that you must look at everything as you’re cleaning. 

- If it hasn’t been worn in six months, doesn’t fit, or you simply don’t like it anymore, get rid of it.  

- Try on anything that you’re not sure about. If you still love it, and it fits, keep it. Otherwise, send it to the declutter box. 

- Business attire can be donated to charities that assist those on limited incomes with their wardrobe for job-hunting.  Women's clothing can be donated through dressforsuccess.org, and men’s clothing is accepted through careergear.org. Be sure to check with any organizations for their policies for donations. 

- Once you’ve gone through everything, re-hang your items by color or season so you won’t be spending a lot of time hunting them down. 

- Same as with clothing, get rid of any shoes or accessories you haven’t worn in a long time, no matter the reason.  

- Organizing shoes can be a pain with or without their original boxes. Purchase clear plastic shoe boxes in bulk at a discount store and use them to store lesser-worn shoes. 

- Place hangers on the back of the closet door or other little-used space, and hang hats, ties, scarves or even jewelry.  Keep your most-used items at eye-level. 

- Storing sweaters on a hanger isn’t the best thing for the sweater--they’ll end up misshapen. Fold them and place them in a plastic storage container lined with fabric softener sheets or sachets. A hanging shoe organizer would be another great way to keep them in shape--just roll them up and put them in the pockets. 

- Add a second rod to your hanging space, which can be a DIY for one day, or purchase a kit that makes this one a cinch to add more storage. 

- For closets with limited space, use wall-mount towel rods and shower curtain hangers to hang handbags or other odds and ends. 

- Use laundry baskets for storing odd items on the top shelf. 

Spruce up your patio furniture with new pillows or make some no-sew covers with what you have on hand! 
 

Adding lights is an inexpensive way to make the time last longer: add strings of LED’s to ground cover, wrap tree trunks with string lights, and no outdoor structure, no problem with this DIY on creating easy lamp posts to define a seating area! 
 

Pools are great and make the backyard irresistible for the whole family! Affordable options like easy set up pool kits can get you swimming in just a day!  
 

Speaking of water, did you know that backyard splash pads are catching on? If your municipality allows them, DIY or have a permanent play area installed! Inflatable or portable splash pads can be bought at most discount stores or online. 
 

Who says swings are just for porches? Hang a porch swing from a sturdy tree branch or add a platform swing (store-bought or DIY).  
 

Everyone loves a treehouse! It can be as simple as a deck/platform built in the branches or a full-out house with walls and a roof. The Family Handyman has some great ideas and tips for building a tree structure. 
 

Make an outdoor exercise spot or place to practice your yoga!  
 

Get outside with the dogs, especially if you create a playground for your dogs. Playing with them outside is good for both of you. When they want to be on their own, Cesar’s Way has a few suggestions for making your backyard more fun for your furry friends. 

Mortgage lenders in order to be adequately prepared to begin looking for a new house, you should be pre-approved. It’s best if you look at a few different lenders in order to find the best loan, so before you go, see what the balance recommends for finding the right mortgage for you. 
 

Real Estate Agents The agent you choose to assist you on your new home search is extremely important, as they will be your resource and constant contact throughout the home-buying process. In most transactions, there will be a listing agent representing the sellers, but it’s unlikely you’ll be meeting them. 
 

Appraiser Your lender wants to be certain that the house you want to buy is worth what the seller is asking and will have a home appraisal done by a qualified person.  Learn more about what’s involved with the appraisal from realtor.com®. 
 

Home Inspector Once your offer has been accepted, it’s in your best interest to hire an inspector to go over your prospective new home.  You don’t want any surprises with structural issues or mold or insect infestation after you have the keys in hand. Call a few before you decide who to hire, and ask these important questions when you contact them. 
 

Homeowners Insurance Agent This agent should be familiar to you, as you already have auto or even renter’s insurance. Most insurance companies offer a discount for having more than one policy with them, and it may be an easy fit to go with your current company. Don’t let that stop you from shopping around for better rates, however. 
 

Real Estate Attorney Many states require you to hire an attorney, as they will go over all the documents, handle funds, and perform the title search, to name a few of their jobs during the home sale process. Find out why it’s always a good idea to have a real estate attorney, whether it’s the law or an option. 
 

Title Insurer  In case there are any questions about the sale of the home being legitimate (no liens, family feuds, etc.), you’ll need title insurance, and in most cases, the lender or attorney will already have that lined up. 
 

Mortgage Servicer Sometimes, a lender will sell your loan to a mortgage servicer, and you will be notified if that happens. Learn the difference between a lender and a servicer at Investopedia.  

Growing a lawn is labor intensive:  keeping it green requires large amounts of water and regular mowing. Gardening Know How has a guide for creating a meadow, growing ground cover, or ornamental grasses, all perfect solutions for going lawn-free. 
 

Faux grass--it’s not just for indoor sports arenas anymore. The industry has come a long way in the production of synthetic grass, and it could be the perfect solution for those in drought-prone regions, or for someone who simply doesn’t want to mow their lawn every weekend.  Depending on the size of your property, it can be expensive, but HouseLogic just might change your mind about installing fake turf! 
 

Drought-tolerant plants will thrive without a lot of water, obviously. You can find twenty-one plants listed here, with their USDA hardiness zone included. 
 

Every yard has its problem areas:  rocky soil, drainage issues, shady areas--these can all be planted with a little effort, and don’t normally need a lot of care afterward.   
 

Mulch is a landscaper’s friend!  One tip from the Love Your Plants website is to add at least two inches of mulch for it to be effective. Check their website for more information about using mulch to benefit your plants and cut back on keeping up the flowerbeds.  
 

If you’ve ever seen a hedge of hydrangeas in full bloom, you know how beautiful shrubs can be!  Hydrangeas are one shrub that doesn’t require a lot from you, and This Old House lists many more according to plant zone to encourage you to plant a low-maintenance hedge. 
 

A traditional flower bed filled with annuals isn’t necessarily maintenance-free, but using drip irrigation or soaker hoses under the mulch will certainly cut back the amount of time it takes for you to water them yourself, and use the water more wisely than using sprinklers or hose attachments. 

First and foremost, find a seller’s agent that has a history of quick home sales.  You’ll need to do a bit of research, but if the REALTOR® has the experience, you’ll have a head start on getting your home sold sooner. 
 

Having your house pre-inspected will save a step during the process and will help you with disclosure issues.  
 

It wouldn’t make sense to price your house a bit below its value during a normal home sale, but if you want to get qualified buyers interested soon, this may be your best bet. Just prepare to lose some extra cash. 
 

Consider selling the house at auction, but again, it will sell for a lower price than during a typical sale.  You may even be in an area where your real estate agent is your auctioneer as well, and you can be assured they have your interests at heart! 
 

Offer buyer incentives: offer cash-backs or credits, i.e.., painting, new carpet, new kitchen appliances;  if the house is in a managed community, cover one year of HOA fees; pay the closing costs; set a closing date and offer a credit for meeting that deadline. 
 

A major buyer incentive is to go so far as to pay down their mortgage costs with points, as the buyer will have a lower interest rate, saving them money in the end.  Investopedia tells us how seller-paid points can benefit the seller as well as the buyer. 

- A dirty grate needs to be deep-cleaned:  burning off the caked-up food/grease is your first step.  Start a fire in the grill, wrap the grates in foil, put them in place, and close the lid.  Once the fire is out and the grates are cool to the touch, rub off the burnt stuff with the balled-up foil or a wire brush. 
 

- Once the worst is off the racks, use a baking soda/water paste and a strong scrubbing pad or brush to remove as much of what’s left. Wash with warm water and good dish soap, and rinse well. 
 

- Rub the grate down with a towel soaked in vegetable oil to start the seasoning process for non-stick cooking. 
 

- Inspect the outside of the grill for over-wintered insects, debris and rust. If you find rust, wipe away as much as you can w/ a surface-appropriate cloth, and use a cloth dampened with a half-water, half-vinegar solution to remove the rest of it. Keep the grill covered to avoid moisture and more rust. 
 

- Any baked-on grease or carbon flakes on the lid or bottom of the grill should be removed with a wire brush. This build-up can cause uneven heating, and as a result, uneven cooking. Wash the lid and bottom of the grill with warm soapy water, and allow to air dry, but wipe any pooling water off with dry paper towels. 

- Before you get started on cleaning, check your propane line for leaks.  Learn how to do this simple test from this video from Weber. 
 

- The grates on gas grills are normally made of cast iron and can take a steaming to clean them:  heat up the grill, and when the grates get hot, turn off the heat. Wearing a grill glove or mitt, use a wet grill brush to scrub and steam off any cooked-on build up. 
 

- Grill burners can be unclogged with the straightened end of a paper clip, scrubbed with a wire brush, then wiped down with soapy water. 
 

- Scrape the grease pan clean, and if it’s removable, wash it in hot, soapy water; if the pan is stationary, clean it as best you can using dry paper towels to remove as much grease as possible, then follow with hot, soapy water. 
 

- Once the pan and burners are clean, wipe out the interior with a damp cloth, or scrub pad. Replace the burner covers and grease pan. 
 

- Get the grates ready for future cooking by seasoning them.  Turn the grill on high heat for about ten minutes, and after turning off the heat, rub the grates down with paper towels or a grill towel soaked with vegetable oil. Doing this before and after every grill session will keep them clean and virtually non-stick. 

“Cleaning” a surface simply means you are removing dirt, dust, and contaminants.  All-purpose cleaners are just that--they can clean a myriad of things. If you’re planning on disinfecting those surfaces, be sure that it is labeled on the bottle. 
 

Sanitizing cleaners will significantly reduce the number of bacteria but will not affect fungi or viruses.  Use a sanitizer for low-risk areas such as floors and read the label to make sure you’re using it correctly. 
 

Disinfectants are meant to kill contaminants, and different ingredients work for different pathogens. Check your bottle’s label for more information on those pathogens and follow directions to the letter. 
 

Antibacterial cleaners and wipes kill only bacteria, not viruses. 
 

Aerosol disinfectants are as effective as you make them; most labels tell you to spray long enough to wet the surface for at least three minutes, air dry, and afterward, wipe any food surfaces or children’s toys with clean water. 

Disinfectant wipes are perfect for hard surfaces and be sure to follow the manufacturer’s label for directions as well as the pathogens it will eliminate. If a wipe becomes dry during use, toss it and continue with a fresh wipe.  
 

You should be using a clean dishwashing cloth every day and use it only for dishes and wiping down cooking surfaces. Rinse them in cool water once the dishes are finished, wring out and air dry between laundry days.  
 

Paper towels are perfect for cleaning or disinfecting, as they are tossed in the trash after each use.  Microfiber cloths or other types of washable cloths should be washed and dried in the dryer as soon after cleaning as possible. If not, spray with a disinfectant and allow it to air dry until it can be put in the washer. 
 

When you are cleaning, be sure to wear gloves, because it protects your hands from contaminants and is better for your skin.  Wash your hands after cleaning, whether you wear gloves or not. 

Begin with finding out if your email address(es) has been affected by a breach. Go to Have I Been Pwned and enter your email.  If your email has been compromised, it will share the data/app breaches it was involved in, and it would be best to change your email password. 
 

When you create a new account for any device, use a different password for every account, even if you’re using the same email. Many people use the same email/password combination for everything, and there lies the problem of their information being available on the dark web, and having their accounts hacked into easily. 
 

If you have smart speakers, turning off voice commands, voice purchases, microphone, and camera are simply a matter of going into the device’s settings and change them.  
 

Your Wi-Fi router comes with a factory default name and password. It would be a good idea to change those before anyone connects to the router. Use a unique name for your home’s Wi-Fi, and a strong password. Both settings can be changed, and directions are normally in the instruction booklets or ask the internet installer how you can do this. 
 

 When a vulnerability is discovered in any device, the company normally updates the firmware. Be sure your smart devices’ automatic updates are “checked” in the settings.  
 

New products from new companies are great, but sometimes, it’s best to wait for a reputable, established company to produce a similar product. Those companies have a reputation to uphold and will be more likely to make certain their products are as safe as they can be. 
 

This might seem obvious but give your home’s Wi-Fi password only to people you know and trust completely.  

Start talking to gardening friends and family now. They have been where you are and know it’s not easy to have a magazine-worthy garden the first year. Find out what grows best in your area and choose a few vegetables to try. 
 

Your first plot needs to be small and in a part of your yard that gets at least six hours of sunlight per day. Shade in the evening is great to help cool plants on those hot Summer days, but full sun is best during the day. 
 

A soil test is important and is most easily done through your local cooperative extension service. The results normally include recommendations for improving your soil quality. 
 

Consider using a raised bed for your first attempt! It will make soil-amending easier and gives you more control of water retention/drainage.   
 

Purchase seedlings from your garden center instead of starting everything from seed. You’ll have a head start on the harvest!  
 

Don’t forget to add some flowering plants to your vegetable garden! Planting a few companion plants will bring pollinators and beneficial insects that help keep the bad bug population down. 

Once again, talk to your neighbors; look at what they are growing in their landscapes and flower beds, and ask them what is the easiest to grow and care for. 
 

Soil prep is just as important for blooms as it is for the vegetable garden; test the soil from the areas you’re planning on planting. 
 

Flowering plants have different needs when it comes to sunlight. While geraniums thrive in full sun, impatiens need mostly-to-full shade. Take care to note the sunlight recommendation on plant tags when you’re making your purchases. 
 

If you don’t have time to lug the water hose or sprinkling can all over the yard, you might want to plant in one main area, or purchase a soaker hose that will stay put so you only have to turn the water on. 
 

Planning is important, and you’ll save time in the nursery if you decide what you’d like to grow before you go. Check out this list of easy-to-grow flowers from HGTV. 

Lowering your interest rate can save money. It will not save much if you’ve already been paying on your home for several years, however, especially if you refinance with a 30-year mortgage. Investopedia says that going for the new rate is a good idea if you can reduce your rate by 2%. 

When credit card debt is included in a debt consolidation refinance, homeowners risk losing their home for unsecured debt if they cannot keep up the payments. Credit counseling would be a better step to take first if you are considering debt consolidation to pay off credit cards. 

Refinancing to lower your monthly payment sounds great until you realize that a lower payment only comes with a longer pay-back term and paying more interest in the end. 

Let’s say you’re making more money and would like to shorten the term of your mortgage by having a higher monthly payment. Nerdwallet suggests that you ask yourself a few questions, then decide if you should refinance or just pay more on your current loan every month. 

Has your credit score gone up? If so, find out if you can get a better interest rate as a result. Again, be sure you’ll be saving money in the end before you sign the dotted line. 

You can turn your home’s equity into cash with a cash-out refinance, and if the money is needed for some home improvements or investing, it may be a better way to get the cash. The drawback comes in when the return on investment doesn’t work out, and the equity in the home is lost.